Mobility and Access in sub-Saharan Africa are perennially challenged. One of the solutions that is spreading fast is e-hailing and its riding on shared mobility solution through ICT applications. The research's main objectives are to (1) determine the types, origin, and operational modality of the business; (2) describe the socio-economic characteristics of the operators and users of the service; (3) examine issues of sustainability from the public policy regulatory frameworks, perception of the government officials, (4) assess perceptions of the operators and users of the services; and (5) analyze the business cost and revenue profile to determine the sustainability of the business model. For primary data, the research employed participant observers and structured questionnaires. The secondary information was obtained from government's guidelines and other archival sources. Descriptive statistics were used for data analysis and graphical presentations.
Digital technologies are transforming the nature and scope of entrepreneurial activity. One specific feature of digitization is the capacity to automate activities that require significant human input and effort. The Fourth Industrial Revolution (4IR, or Industry 4.0) has gained traction as a term to describe a new paradigm of cyber-physical systems. These systems are constituted by a range of emerging general-purpose technologies applied across multiple industries, including artificial intelligence, blockchain, genomics, and the internet of things (IoT). Recent developments in Artificial Intelligence (AI) are enabling machines to process large unstructured data sets using complex, adaptive algorithms to perform tasks normally requiring human intelligence. With this backdrop, the research aims to analyze artificial intelligence as new entrepreneurship, its evolution, implications, and opportunities in the Halal economy in the context of Industry 4.0.
The purpose of this research is to examine innovative solutions to unlock Islamic finance and entrepreneurship. In recent years Islamic finance has enjoyed rapid growth, but several challenges remain. Data show significant unmet demand for sharia-compliant financial services, particularly among micro-small and medium-sized enterprises (MSMEs). To fill this financing gap, Sharia-compliant products currently offered to MSMEs are mostly leasing and asset resale arrangements, with very little application of profit and loss sharing contracts. This paper will look at innovative solutions uniting Islamic finance and entrepreneurship to unlock the potential of MSMEs. In addition, the emergence of Financial Technology (Fintech) has given the Islamic financial system an impetus to compete on an equal footing with the conventional system and prove itself. This research will examine the role of Islamic finance in recovery post-COVID-19 and how Fintech can be utilized to combat the economic repercussions that resulted from COVID-19. In addition to other existing articles, this paper suggests that several countries, including Kuwait and Malaysia, adopt cultures of e-commerce and develop Fintech products and services to help MSMEs. This paper suggests using modern technology to unlock the potential of Islamic finance in contributing to entrepreneurship and MSMEs development. The findings of this research have significant implications for policymakers and governments, and notably guidance on how to effectively apply FinTech and innovative Islamic financial services in an Entrepreneurship setup.
This research aims tо analyze and fоrmulate a business mоdel оwned by three innоvative firms. Accordingly, the fоllоwing firms have been chоsen due to their differences in size and their unique mоdel in emerging markets: Halalbооking.cоm (United Kingdоm), Ethis (Singapоre), and Payhalal (Malaysia). The research adopts descriptive qualitative research method by utilizing business canvasmоdel as a tооl fоr identificatiоn to analyze the similarity and differences of the three companies.
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